Bereavement Allowance

At the point of bereavement money issues can be the last thing you want to deal with, especially if times are tight. If you have lost someone close it is well worth accepting the help that may be due to you even if you have been reticent to claim benefits in the past.

Bereavement Support Payment

If your spouse or civil partner has died and they have paid National Insurance contributions for at least 25 weeks in one tax year or they died as a result of an injury at work and you are under State Pension age when they died, you may be eligible for Bereavement Support Payment. This includes an initial lump sum of £2,500 (or £3,500 if you have dependent children) paid to your bank, building society or credit union account.

For further details contact the DWP Bereavement Service helpline on 0800 731 0464 or apply online at GOV.UK. Note that means tested benefits such as Jobseekers Allowance may be reduced as a result of getting receiving Bereavement Support Payment. This is something you should discuss with the relevant benefit office should this be the case.

Bereavement Support Payment

You may be able to claim a longer standing bereavement allowance providing that:

• Your spouse or civil partner died as a result of a work based injury or a disease caught at work (proof of this would have to be evident in the form of a coroners report). Or
• Your husband or civil partner maintained National Insurance Contributions above the minimum level for their working life. And
• You are 45 or over at the time of your spouses or civil partners death, you do not claim a state pension and you are not bringing up children.

Providing you meet the criteria Bereavement Support Payment you will be aid a weekly amount to your Bank, Building Society National Saving Account or Post Office Account at an amount relative to both your age at the time of your spouses or civil partners death and your partners level of National Insurance Contributions. The maximum weekly amount given to a 45 year old is: £26.19. At the other end of the scale you are entitled to £87.30 per week between the ages of 55 and pensionable age.

The Jobcentre and Social Security Office in your area can provide more information.

Funeral Payments

The cost of a funeral may be left in the will of the deceased. However this is not always the so and it may in any case be a long time before it is possible to draw upon the assets of the deceased.

If you are having trouble meeting the costs of a funeral (which is common as costs are dear and funerals are understandably rarely planned for) you can apply for help in the form of a ‘Funeral Payment’ available from the ‘Social Fund’. You may be eligible for this if you, your spouse or you civil partner claim one or more of the following benefits:

• Income support or Jobseekers Allowance
• Pension Credit
• Housing Benefit
• Working Tax Credit
• Child Tax Credit above the normal rate