Home > Your Inheritance > Negotiating Inheritance: Dealing With the Emotional Impact

Negotiating Inheritance: Dealing With the Emotional Impact

By: J.A.J Aaronson - Updated: 20 Mar 2012 | comments*Discuss
Inheritance Assets Negotiate Emotional

Inheritance is a difficult area. Ideally, it should be a positive experience; an opportunity to ensure that your possessions and assets are put to good use after your death. In reality, though, it is all too common for arguments to arise over inheritance – either before or following the death. This is, of course, a difficult period, and the emotional impact can be significant. But with some forward planning and good communication skills, testators and beneficiaries can help to make this process as bearable as possible.

Determining beneficiaries

For many people, deciding who will benefit from an estate is a simple task. Assets are often simply passed to a spouse or, if there is no spouse, to children or other close relatives. But things aren’t always this easy. Sometimes there is no obvious beneficiary – or, perhaps more awkwardly, there are several parties, each of which have some claim or emotional investment.

Determining the beneficiaries of a will can be a stressful process. Many people choose to keep their choice of beneficiaries private, intending that it only be revealed on their death. But this isn’t right for everyone. Instead, you might choose to sit down with the individuals and organisations concerned, and tell them exactly what your intentions are. It is increasingly common for people to take this strategy to its logical conclusion, asking individuals whether they would like specific items.


Communication is perhaps the most important way in which you can minimise the emotional impact of inheritance negotiation. All too often, arguments or unhappiness arise not because of a testator’s decision, but because that decision came as a surprise. Consider communicating your decision in advance to the relevant parties. If you think that an individual or organisation will be expecting to benefit from your estate, but you do not intend to name them as a beneficiary, consider explaining this to them. Alternatively, you might choose to leave some form of explanatory note attached to your will.

Dealing with arguments

Sometimes, sadly, arguments over inheritance will arise. Conflict of this sort can be very difficult to negotiate, particularly because it often occurs during a time at which people are least well equipped to deal with it. The most important thing to remember is that it is your estate with which you are dealing, not anyone else’s. Nobody (with the exception of the taxman) has the right to tell you what you ought to do with your assets – no matter how good a claim they think they have on something.

The way in which you deal with disagreements will, of course, depend on your relationship with the other people involved. Sadly there is no fool-proof guide to negotiating family arguments. But you should be prepared to stick to your guns – while remembering that it is often better to explain your reasoning than to simply bury your head in the sand and hope that the problem will go away.

Challenges after death

In an ideal world we would all have our affairs in order before our death, codified in a properly drafted will and accepted by our beneficiaries. In practice, though, this doesn’t always happen.

In some cases disagreements may arise after an individual’s death. As has been mentioned, it can be emotionally difficult for an individual to find that they have not been named in a will, having previously assumed that they would inherit. When there is a valid will, these disagreements rarely spill into the legal arena. But if a party decides to challenge the will in court, you should be prepared for a potentially lengthy process.

Responding to a challenge to a will can be an emotionally draining experience. Similarly, battles over probate can exacerbate the problems associated with what is already a difficult time. It is worth noting that disagreements over inheritance can often be solved relatively amicably, without the need for court action. For example, it is not uncommon for disputes to arise between blood relations and relations by marriage. It is relatively rare, however, for these disputes to result in court action.

If it is impossible to solve the problem, though, you should be prepared to stand your corner during legal proceedings. You should ensure that you take professional legal advice in these circumstances. Free information is available from your local Citizens Advice Bureau.

Finally, it is common for the recently bereaved to find they have spent so much time arranging paperwork that they have not yet had time to grieve. Bereavement is a long process, and everybody reacts to it differently. If you are having difficulty coping, don’t hesitate to go to your doctor or seek counselling.

You might also like...
Share Your Story, Join the Discussion or Seek Advice..
Why not be the first to leave a comment for discussion, ask for advice or share your story...

If you'd like to ask a question one of our experts (workload permitting) or a helpful reader hopefully can help you... We also love comments and interesting stories

(never shown)
(never shown)
(never shown)
(never shown)
Enter word:
Latest Comments
  • Francis
    Re: Money Owed to and by the Deceased
    Afriend of mine lend me money a month ago.He suddenly died a few days ago.Do I still need to pay the money back.Ther was no…
    16 July 2018
  • Nat
    Re: Money Owed to and by the Deceased
    A friend lent me £10,000 we wrote something down ourselves and I signed and dated it. I would pay him monthly. He died…
    12 July 2018
  • VivK
    Re: Will Inheritance Affect My Council Tenancy?
    I have just inherited a bungalow in a different county from where I live and work. Will I be able to sell this…
    13 June 2018
  • InheritanceIssues
    Re: Money Owed to and by the Deceased
    Tutti - Your Question:Hi my friend gave me £20,000 and didn’t want me to pay her back however I insisted I made payments.…
    16 May 2018
  • Tutti
    Re: Money Owed to and by the Deceased
    Hi my friend gave me £20,000 and didn’t want me to pay her back however I insisted I made payments. She made a will and told…
    15 May 2018
  • Loanandinhertitance
    Re: Money Owed to and by the Deceased
    mother and father put a £40000 loan on the house they transferred/sold to brother. This was done formally in writing to be…
    27 March 2018
  • InheritanceIssues
    Re: Money Owed to and by the Deceased
    Alice Yelland - Your Question:My godfather wants to loan me £30,000, at a low interest rate of 1% per annum. He is elderly,…
    20 March 2018
  • Alice Yelland
    Re: Money Owed to and by the Deceased
    My godfather wants to loan me £30,000, at a low interest rate of 1% per annum. He is elderly, so what happens when he dies?…
    18 March 2018
  • Bishop
    Re: Money Owed to and by the Deceased
    I was wondering what would be the best way to find out if someone (individual or company) has taken, claimed or received…
    15 February 2018
  • InheritanceIssues
    Re: Money Owed to and by the Deceased
    RASH - Your Question:I gave my mother nearly £25,000 about 20 years ago to buy a share in her flat. Now she has died how do…
    20 December 2017
Further Reading...
Our Most Popular...
Add to my Yahoo!
Add to Google
Stumble this
Add to Twitter
Add To Facebook
RSS feed
You should seek independent professional advice before acting upon any information on the InheritanceIssues website. Please read our Disclaimer.